{"id":9331,"date":"2025-04-14T21:51:43","date_gmt":"2025-04-14T13:51:43","guid":{"rendered":"https:\/\/sharewalker.com\/?p=9331"},"modified":"2025-04-14T21:51:46","modified_gmt":"2025-04-14T13:51:46","slug":"2024-in-depth-analysis-of-top-6-cross-border-payment-platforms-core-features-credibility-and-use-cases","status":"publish","type":"post","link":"https:\/\/sharewalker.com\/zh\/2024-\u5e74-6-\u5927\u8de8\u5883\u652f\u4ed8\u5e73\u53f0\u6838\u5fc3\u529f\u80fd\u53ef\u4fe1\u5ea6\u548c\u4f7f\u7528\u6848\u4f8b\u6df1\/","title":{"rendered":"2024 \u6df1\u5165\u5206\u6790\u516d\u5927\u8de8\u5883\u652f\u4ed8\u5e73\u53f0\uff1a\u6838\u5fc3\u529f\u80fd\u3001\u53ef\u4fe1\u5ea6\u548c\u4f7f\u7528\u6848\u4f8b"},"content":{"rendered":"<p>\u968f\u7740\u5168\u7403\u8d38\u6613\u548c\u6570\u5b57\u7ecf\u6d4e\u7684\u52a0\u901f\u53d1\u5c55\uff0c\u8de8\u5883\u652f\u4ed8\u5e73\u53f0\u5df2\u6210\u4e3a\u4f01\u4e1a\u548c\u4e2a\u4eba\u5fc5\u4e0d\u53ef\u5c11\u7684\u5de5\u5177\u3002\u672c\u6587\u91cd\u70b9\u4ecb\u7ecd\u516d\u5927\u9886\u5148\u5e73\u53f0<strong>Stripe\u3001PayPal\u3001Payoneer\u3001Airwallex\u3001XTransfer \u548c Wise<\/strong>-\u5bf9\u5b83\u4eec\u7684\u529f\u80fd\u3001\u53ef\u4fe1\u5ea6\u548c\u7406\u60f3\u4f7f\u7528\u6848\u4f8b\u8fdb\u884c\u5168\u9762\u6bd4\u8f83\uff0c\u5e2e\u52a9\u60a8\u9009\u62e9\u6700\u4f73\u89e3\u51b3\u65b9\u6848\u3002<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>1.&nbsp;<a href=\"https:\/\/stripe.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6761\u7eb9<\/a>:\u5f00\u53d1\u4eba\u5458\u7684\u5e38\u7528\u652f\u4ed8\u5de5\u5177<\/strong><\/h3><p><strong>\u4e3b\u8981\u529f\u80fd<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u5168\u6808\u652f\u4ed8\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3<\/strong>:\u901a\u8fc7\u4fe1\u7528\u5361\u3001\u7535\u5b50\u94b1\u5305\uff08\u5982 Apple Pay\u3001\u652f\u4ed8\u5b9d\uff09\u548c\u5e26\u6709\u8ba2\u9605\u7ba1\u7406\u529f\u80fd\u7684\u81ea\u5b9a\u4e49\u7ed3\u8d26\u754c\u9762\uff0c\u652f\u6301 135 \u79cd\u4ee5\u4e0a\u7684\u8d27\u5e01\u3002<\/li>\n\n<li><strong>\u5168\u7403\u5f71\u54cd\u529b<\/strong>:\u53ef\u5728 50 \u591a\u4e2a\u56fd\u5bb6\u4f7f\u7528\uff0c\u63d0\u4f9b\u5206\u6279\u652f\u4ed8\u548c\u6b3a\u8bc8\u68c0\u6d4b\u7b49\u9ad8\u7ea7\u529f\u80fd\u3002<\/li><\/ul><p><strong>\u53ef\u4fe1\u5ea6<\/strong>:<\/p><ul class=\"wp-block-list\"><li>\u516c\u5f00\u4e0a\u5e02\uff0c\u7b26\u5408 PCI DSS \u6807\u51c6\uff0c\u6df1\u53d7 Amazon\u3001Zoom \u548c\u5176\u4ed6\u884c\u4e1a\u5de8\u5934\u7684\u4fe1\u8d56\u3002<\/li><\/ul><p><strong>\u4f7f\u7528\u6848\u4f8b<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>SaaS \u516c\u53f8<\/strong>:\u4e3a\u652f\u4ed8\u7cfb\u7edf\u63d0\u4f9b\u65e0\u7f1d API \u96c6\u6210\u3002<\/li>\n\n<li><strong>\u7535\u5b50\u5546\u52a1<\/strong>:\u63a5\u53d7\u591a\u79cd\u8d27\u5e01\u548c\u5b9e\u65f6\u8d27\u5e01\u5151\u6362\u3002<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>2.&nbsp;<a href=\"https:\/\/www.paypal.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d1d\u5b9d<\/a>:\u9762\u5411\u4e2a\u4eba\u548c\u4f01\u4e1a\u7684\u4e00\u4f53\u5316\u5e73\u53f0<\/strong><\/h3><p><strong>\u4e3b\u8981\u529f\u80fd<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>C2C \u548c B2B \u670d\u52a1<\/strong>:\u56fd\u9645\u8f6c\u8d26\u3001\u53d1\u7968\u548c\u79bb\u7ebf POS \u7cfb\u7edf\uff08PayPal Here\uff09\u3002<\/li>\n\n<li><strong>\u5927\u89c4\u6a21\u91c7\u7528<\/strong>:\u5168\u7403\u7528\u6237\u8d85\u8fc7 4 \u4ebf\uff0c\u4e0e Shopify \u548c\u5176\u4ed6\u7535\u5b50\u5546\u52a1\u5e73\u53f0\u96c6\u6210\u3002<\/li><\/ul><p><strong>\u53ef\u4fe1\u5ea6<\/strong>:<\/p><ul class=\"wp-block-list\"><li>\u7eb3\u65af\u8fbe\u514b\u4e0a\u5e02\u3001\u900f\u660e\u7684\u4e89\u8bae\u89e3\u51b3\u673a\u5236\u4ee5\u53ca\u4e70\u65b9\/\u5356\u65b9\u4fdd\u62a4\u653f\u7b56\u3002<\/li><\/ul><p><strong>\u4f7f\u7528\u6848\u4f8b<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u81ea\u7531\u804c\u4e1a\u8005<\/strong>:\u8de8\u5883\u652f\u4ed8\u548c\u5c0f\u989d\u8f6c\u8d26\u3002<\/li>\n\n<li><strong>\u4e2d\u5c0f\u578b\u4f01\u4e1a<\/strong>:\u63a5\u89e6\u5168\u7403 3 \u4ebf\u591a\u6d88\u8d39\u8005\u3002<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>3.&nbsp;<a href=\"https:\/\/www.payoneer.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Payoneer<\/a>:\u7535\u5b50\u5546\u52a1\u548c\u81ea\u7531\u804c\u4e1a\u8005\u7684\u4f4e\u6210\u672c\u89e3\u51b3\u65b9\u6848<\/strong><\/h3><p><strong>\u4e3b\u8981\u529f\u80fd<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u591a\u5e01\u79cd\u865a\u62df\u8d26\u6237<\/strong>:\u63a5\u53d7\u7f8e\u5143\u3001\u6b27\u5143\u548c\u5176\u4ed6 7 \u79cd\u8d27\u5e01\u4ed8\u6b3e\uff1b\u63d0\u4f9b\u4e07\u4e8b\u8fbe\u501f\u8bb0\u5361\u3002<\/li>\n\n<li><strong>B2B \u4ed8\u6b3e<\/strong>:\u4e0e\u4e9a\u9a6c\u900a\u3001Upwork \u548c\u5176\u4ed6\u5e73\u53f0\u76f4\u63a5\u96c6\u6210\u3002<\/li><\/ul><p><strong>\u53ef\u4fe1\u5ea6<\/strong>:<\/p><ul class=\"wp-block-list\"><li>\u53d7\u7f8e\u56fd FinCEN \u76d1\u7ba1\uff0c\u4e0e\u82b1\u65d7\u94f6\u884c\u548c\u6e23\u6253\u94f6\u884c\u5408\u4f5c\u3002<\/li><\/ul><p><strong>\u4f7f\u7528\u6848\u4f8b<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u8de8\u5883\u5356\u5bb6<\/strong>:\u7ed5\u8fc7\u4e2d\u56fd\u7684 $50k \u5916\u6c47\u4e0a\u9650\u3002<\/li>\n\n<li><strong>\u8054\u5c5e\u4f1a\u5458\u4f63\u91d1<\/strong>:\u5728\u5f53\u5730\u94f6\u884c\u4f4e\u6210\u672c\u53d6\u6b3e\u3002<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>4.&nbsp;<a href=\"https:\/\/www.airwallex.com\/us\" target=\"_blank\" rel=\"noreferrer noopener\">Airwallex<\/a>:\u4e2d\u5c0f\u4f01\u4e1a\u7684\u5916\u6c47\u7ba1\u7406<\/strong><\/h3><p><strong>\u4e3b\u8981\u529f\u80fd<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u591a\u5e01\u79cd\u8d26\u6237<\/strong>:\u5728 130 \u591a\u4e2a\u56fd\u5bb6\u8fdb\u884c\u672c\u5730\u8f6c\u8d26\uff0c\u5e76\u9501\u5b9a\u6c47\u7387\u4ee5\u51cf\u5c11\u6ce2\u52a8\u3002<\/li>\n\n<li><strong>\u81ea\u52a8\u5316\u4f1a\u8ba1<\/strong>:\u4e0e Xero \u548c QuickBooks \u96c6\u6210\uff0c\u5b9e\u73b0\u5b9e\u65f6\u5bf9\u8d26\u3002<\/li><\/ul><p><strong>\u53ef\u4fe1\u5ea6<\/strong>:<\/p><ul class=\"wp-block-list\"><li>\u83b7\u5f97\u817e\u8baf\u548c\u7ea2\u6749\u8d44\u672c\u652f\u6301\uff0c\u5728\u9999\u6e2f\u548c\u6b27\u76df\u83b7\u5f97\u8bb8\u53ef\uff1b\u4e3a\u534e\u4e3a\u7b49\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\u3002<\/li><\/ul><p><strong>\u4f7f\u7528\u6848\u4f8b<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u5168\u7403\u85aa\u8d44<\/strong>:\u591a\u56fd\u85aa\u91d1\u652f\u4ed8\u3002<\/li>\n\n<li><strong>\u8d38\u6613\u4f01\u4e1a<\/strong>:\u4f18\u5316\u5916\u6c47\u6210\u672c\u548c\u5408\u89c4\u6027\u3002<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>5.&nbsp;<a href=\"https:\/\/www.xtransfer.cn\/\" target=\"_blank\" rel=\"noreferrer noopener\">XTransfer<\/a>:\u4e2d\u56fd\u51fa\u53e3\u5546\u79bb\u5cb8\u8d26\u6237\u4e13\u5bb6<\/strong><\/h3><p><strong>\u4e3b\u8981\u529f\u80fd<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u79bb\u5cb8\u8d26\u6237<\/strong>:\u7f8e\u5143\/\u6b27\u5143\u6536\u6b3e\u548c\u5feb\u901f\u4eba\u6c11\u5e01\u7ed3\u7b97\u3002<\/li>\n\n<li><strong>\u672c\u5730\u5316\u652f\u6301<\/strong>:\u666e\u901a\u8bdd\u5ba2\u6237\u670d\u52a1\u548c\u8d38\u6613\u878d\u8d44\uff08\u5982\u4fe1\u7528\u8bc1\uff09\u3002<\/li><\/ul><p><strong>\u53ef\u4fe1\u5ea6<\/strong>:<\/p><ul class=\"wp-block-list\"><li>\u8d44\u91d1\u7531\u6e23\u6253\u94f6\u884c\u63d0\u4f9b\u4fdd\u969c\uff0c\u6e23\u6253\u94f6\u884c\u5728\u9999\u6e2f\u6301\u6709\u6267\u7167\uff08MSO\uff09\uff0c\u4f46\u5168\u7403\u8ba4\u53ef\u5ea6\u6709\u9650\u3002<\/li><\/ul><p><strong>\u4f7f\u7528\u6848\u4f8b<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u4e2d\u56fd\u4e2d\u5c0f\u4f01\u4e1a<\/strong>:\u9a7e\u9a6d\u5916\u6c47\u7ba1\u5236\u548c\u8d27\u5e01\u98ce\u9669\u3002<\/li>\n\n<li><strong>\u8d38\u6613\u878d\u8d44<\/strong>:\u7b80\u5316\u56fd\u9645\u4ea4\u6613\u6587\u4ef6\u3002<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>6.&nbsp;<a href=\"https:\/\/wise.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u660e\u667a<\/a>:\u9762\u5411\u4e2a\u4eba\u548c\u5fae\u578b\u4f01\u4e1a\u7684\u900f\u660e\u5916\u6c47\u4ea4\u6613<\/strong><\/h3><p><strong>\u4e3b\u8981\u529f\u80fd<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u4e2d\u95f4\u5e02\u573a\u6c47\u7387<\/strong>:\u8d39\u7528\u4f4e\u81f3 0.26%\uff0c\u53ef\u901a\u8fc7\u501f\u8bb0\u5361\u6d88\u8d39 50 \u591a\u79cd\u8d27\u5e01\u3002<\/li>\n\n<li><strong>\u591a\u5e01\u79cd\u8d26\u6237<\/strong>:\u514d\u8d39\u63d0\u4f9b\u63a5\u6536\u56fd\u9645\u4ed8\u6b3e\u7684\u5f53\u5730\u94f6\u884c\u8be6\u7ec6\u4fe1\u606f\u3002<\/li><\/ul><p><strong>\u53ef\u4fe1\u5ea6<\/strong>:<\/p><ul class=\"wp-block-list\"><li>\u5728\u4f26\u6566\u8bc1\u5238\u4ea4\u6613\u6240\u4e0a\u5e02\uff0c\u53d7 FCA \u76d1\u7ba1\uff0c\u53d7\u5230 1600 \u591a\u4e07\u7528\u6237\u7684\u4fe1\u8d56\u3002<\/li><\/ul><p><strong>\u4f7f\u7528\u6848\u4f8b<\/strong>:<\/p><ul class=\"wp-block-list\"><li><strong>\u6559\u80b2\u8f6c\u8d26<\/strong>:\u4e3a\u5b66\u751f\u63d0\u4f9b\u8d1f\u62c5\u5f97\u8d77\u7684\u6c47\u6b3e\u3002<\/li>\n\n<li><strong>\u5fae\u578b\u4f01\u4e1a<\/strong>:\u5411\u4f9b\u5e94\u5546\u6216\u5458\u5de5\u6279\u91cf\u4ed8\u6b3e\u3002<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>\u603b\u7ed3\u4e0e\u5efa\u8bae<\/strong><\/h3><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>\u5e73\u53f0<\/strong><\/th><th><strong>\u6700\u9002\u5408<\/strong><\/th><th><strong>\u53ef\u4fe1\u5ea6\u8bc4\u7ea7<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\u6761\u7eb9<\/strong><\/td><td>\u4e3a\u5f00\u53d1\u4eba\u5458\u5b9a\u5236\u7684\u652f\u4ed8\u89e3\u51b3\u65b9\u6848<\/td><td>\u2605\u2605\u2605\u2605\u2605 \uff08\u516c\u5171\u3001\u5408\u89c4\uff09<\/td><\/tr><tr><td><strong>\u8d1d\u5b9d<\/strong><\/td><td>\u4e2a\u4eba\u6c47\u6b3e\u548c\u4e2d\u5c0f\u578b\u4f01\u4e1a\u7535\u5b50\u5546\u52a1<\/td><td>\u2605\u2605\u2605\u2605\u2605 \uff08\u5927\u4f17\u6536\u517b\uff09<\/td><\/tr><tr><td><strong>Payoneer<\/strong><\/td><td>\u81ea\u7531\u804c\u4e1a\u8005\u4e0e\u8054\u76df\u62a5\u916c<\/td><td>\u2605\u2605\u2605\u2605\u2606 \uff08\u8d39\u7528\u4e89\u8bae\uff09<\/td><\/tr><tr><td><strong>Airwallex<\/strong><\/td><td>\u591a\u5e01\u79cd\u4f01\u4e1a\u878d\u8d44<\/td><td>\u2605\u2605\u2605\u2605\u2606\uff08\u5f3a\u529b\u886c\u5e95\uff09<\/td><\/tr><tr><td><strong>XTransfer<\/strong><\/td><td>\u6709\u79bb\u5cb8\u9700\u6c42\u7684\u4e2d\u56fd\u51fa\u53e3\u5546<\/td><td>\u2605\u2605\u2605\u2606\u2606\uff08\u5730\u533a\u805a\u7126\uff09<\/td><\/tr><tr><td><strong>\u660e\u667a<\/strong><\/td><td>\u4f4e\u6210\u672c\u4e2a\u4eba\/\u4e2d\u5c0f\u578b\u4f01\u4e1a\u8f6c\u79fb<\/td><td>\u2605\u2605\u2605\u2605\u2606\uff08\u900f\u660e\u7279\u6548\uff09<\/td><\/tr><\/tbody><\/table><\/figure>","protected":false},"excerpt":{"rendered":"<p>\u968f\u7740\u5168\u7403\u8d38\u6613\u548c\u6570\u5b57\u7ecf\u6d4e\u7684\u52a0\u901f\u53d1\u5c55\uff0c\u8de8\u5883\u652f\u4ed8\u5e73\u53f0\u5df2\u6210\u4e3a\u4f01\u4e1a\u548c\u4e2a\u4eba\u5fc5\u4e0d\u53ef\u5c11\u7684\u5de5\u5177\u3002\u672c\u6587\u91cd\u70b9\u4ecb\u7ecd\u516d\u5927\u9886\u5148\u5e73\u53f0--Stripe\u3001PayPal\u3001Payoneer\u3001Airwallex\u3001XTransfer \u548c Wise\uff0c\u5bf9\u5b83\u4eec\u7684\u529f\u80fd\u3001\u4fe1\u8a89\u548c\u7406\u60f3\u4f7f\u7528\u6848\u4f8b\u8fdb\u884c\u5168\u9762\u6bd4\u8f83\uff0c\u5e2e\u52a9\u60a8\u9009\u62e9\u6700\u4f73\u89e3\u51b3\u65b9\u6848\u30021.Stripe\uff1a\u5f00\u53d1\u4eba\u5458\u7684\u9996\u9009\u652f\u4ed8 [...]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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global trade and the digital economy accelerate, cross-border payment platforms have become essential tools for businesses and individuals. This article focuses on six leading platforms\u2014Stripe, PayPal, Payoneer, Airwallex, XTransfer, and Wise\u2014providing a comprehensive comparison of their features, credibility, and ideal use cases to help you choose the best solution. 1.&nbsp;Stripe: The Developer\u2019s Go-To Payment&hellip;","_links":{"self":[{"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/posts\/9331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/comments?post=9331"}],"version-history":[{"count":1,"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/posts\/9331\/revisions"}],"predecessor-version":[{"id":9332,"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/posts\/9331\/revisions\/9332"}],"wp:attachment":[{"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/media?parent=9331"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/categories?post=9331"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sharewalker.com\/zh\/wp-json\/wp\/v2\/tags?post=9331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}