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Spanish Virtual credit cards (VCCs) have become indispensable for cross-border e-commerce, ad campaigns, and subscription services due to their anonymity, flexibility, and security. However, selecting a trustworthy platform requires balancing compliance, functionality, and user experience. Based on regulatory compliance, user reviews, and feature testing, this article recommends reliable virtual credit card platforms tailored for anonymous payments, USDT recharge, and multi-card management.
1. Рекомендации по платформе
1. WildCard
Официальная ссылка: https://bewildcard.com/
Балл доверия: ★★★★☆
Основные характеристики:
- RMB Direct Top-Up: Supports Alipay/WeChat Pay, eliminating the need for USDT conversion (ideal for Chinese users).
- AI Service Optimization: Designed for ChatGPT Plus, Claude, and other AI subscriptions with a 99% success rate.
- Multi-Platform Compatibility: Works with Google Ads, Facebook Ads, Netflix, and PayPal.
Fees & Limits: - 3.5% top-up fee, no monthly charges (KYC required via Alipay).
2. e.PN
Официальная ссылка: https://e.pn/
Балл доверия: ★★★★☆
Основные характеристики:
- Tiered Fee Structure: Fees decrease with higher monthly spending (2.5%-5%), ideal for large ad budgets.
- Multi-Bank Integration: Generates Visa/Mastercard virtual cards linked to global banking networks.
- Team Account Management: Supports multi-user collaboration for ad teams, with real-time transaction tracking.
3. GlobalCash
Официальная ссылка: https://www.globalcash.hk/gc4-app-pc/
Балл доверия: ★★★☆☆
Основные характеристики:
- Low Entry Barrier: Requires only ID verification; supports HKD/USD accounts (useful for PayPal withdrawals).
- Multiple Card Options: Visa/Mastercard/UnionPay virtual cards with no annual fees for prepaid cards.
Drawbacks: - High fees (1.5% for top-ups, 1%-2% for cross-border transactions).
- Mixed user reviews citing account freezes and slow customer support.
4. Feiyang Card
Официальная ссылка: https://feiyangka.com/
Балл доверия: ★★★☆☆
Основные характеристики:
- No KYC Required: Email registration only; generates multiple virtual cards for anonymity.
- USDT Recharge: Minimum $50 deposit, ideal for ad payments and international shopping.
Риски: - Mixed user feedback on card stability; website access may require non-China/HK/TW IP.
5. ASINX
Официальная ссылка: https://www.asinx.io/#/
Балл доверия: ★★★☆☆
Основные характеристики:
- Enterprise Solutions: Bulk card issuance (up to 5,000/month) for ad teams and corporate travel.
- Multi-Currency Support: Integrates global currency accounts for e-commerce, SaaS, and ad platforms.
Pricing: - 3% fee for personal users; enterprise plans as low as 1% (supports TRC20-USDT).
2. Критерии оценки благонадежности
- Соответствие нормативным требованиям: Prioritize platforms regulated by FCA, FDIC, or HKMA (e.g., WildCard).
- User Feedback: Check Trustpilot and Reddit (e.g., GlobalCash criticized for high fees).
- Privacy Policies: Ensure data encryption and no-KYC options (e.g., Feiyang Card).
- Fee Transparency: Avoid hidden charges (e.g., GlobalCash’s $15/month dormant account fee).
3. Примеры использования и лучшие практики
- Ad Campaigns:
- Используйте e.PN или ASINX for tiered fees and multi-card management to bypass platform restrictions.
- Anonymous Payments:
- Opt for Feiyang Card или WildCard Lite with USDT recharge for privacy.
- Потребности предприятия:
- ASINX offers bulk card issuance and real-time fund tracking for teams.
4. Снижение и оптимизация рисков
- Тест малый: Start with 5−5−10 deposits to verify platform reliability.
- Stay Compliant: Avoid high-risk transactions (e.g., adult sites) to prevent account bans.
- Multi-Platform Backup: Combine WildCard (RMB) with Feiyang Card (USDT) to diversify risks.
Заключение
In 2024, virtual credit card platforms continue to enhance anonymity and functionality, but users must balance fees, regulation, and usability. The platforms above are rigorously tested and cater to both individuals and businesses.